Who is the ultimate person to contact to lower credit card finance charges for everyone?

Actually to lower the interest rate on monthly finance charges.

Who is the ultimate person to contact to lower credit card finance charges for everyone?
A man called "Shaft." Seriously, the credit card industry has the US Presidency %26amp; Congress bought and paid for....they largely write their own rules/legislation. Usury laws have largely been discarded. Credit card companes are free to assess all sorts of creative fees on our accounts.





Credit card giant MBNA was the single largest contributor to Bush in 2000 and 2004....Credit card companies also have many Democrats in their pockets too. Until this political situation changes, no one person can be a "savior" who can fight back and lower interest rates for everyone.
Reply:Credit card companies will lower interest rates when folks stop carrying balances on those high interest rate accounts. I don't have any problems with finance charges on my credit cards. I pay my account in full every month. It's a cash reward card. So they pay me to use their money.