Sunday, March 14, 2010

How can I get my finance to understand our 6 yr. old son that has ADHD needs to go outside to play?

Some days my finance does not let our son go outside. I beleive it is because our son does not always stay in our yard but sometimes runs off.

How can I get my finance to understand our 6 yr. old son that has ADHD needs to go outside to play?
All children need to play outside, fresh air and sunshine are very important in growing a healthy child. And a child with ADHD who runs off is not being bad, it is a part of their condition and spanking will not help, they need better supervision, which is why your fiance won't let him go out, because they don't feel like watching him.
Reply:Dump your fiancee, get your kid off drugs, and whip his butt with a switch if he doesn't mind.
Reply:TELL HER TO MAKE A GAME OUT OF EVERYTHING. THAT HELPS. MY SON'S FATHER IS BI-POLAR AND THAT IS HAREDITARY. SO I KNOW HOW THAT FEELS NOT BEING ABLE TO CONTROL THE SITUATION. MAKE A GAME IT HELPS ALOT.
Reply:Is he being treated for ADHD by a doctor? perhaps you can bring it up with the doctor there, that may help convince her.
Reply:IT'S SPELLED FIANCE'. TAKE HIM TO THE DOCTOR AND HAVE THE DOCTOR EXPLAIN THE SYMPTOMS OF WHAT YOUR CHILD HAS AND HOW TO HANDLE IT. TO HELP YOU HELP YOUR CHILD. THE CHILD NEEDS PATIENCE, LOVE , UNDERSTANDING. NOT THE OPPOSITE. THE MORE YOU HOLD'EM BACK THE MORE WRATH AND OUY OF CONTROL YOU'RE GONNA FEEL.
Reply:Have your fiance spend some one on one time, say a day with your son, inside on a rainy day. If he doesn't get it that your son benefits from being able to run off the excess energy he has by then..he may never understand


My father Is ill with heat disease. How can I apply the Merchants of USA to help me with finance?

My father Is ill with heat disease. He has five blocks. We know it from angiogram report. He needs to get admitted in Cardiac hospital immediately for operation. As we are poor, We can not give him proper treatment. So please advice-How can I apply the Merchants of USA or other countries to help us with finance so that we can provide better treatment to our parents.





Md.Omar Siddiqui


A/C No.10382


Sonali Bank


Bashaboo Brunch, Dhaka-1214, Bangladesh

My father Is ill with heat disease. How can I apply the Merchants of USA to help me with finance?
First I believe your father suffers from HEART DISEASE not HEAT!!!





Second What exactly is it that you are asking for? Merchants of USA ???? What is that???





Third Being poor isn't the problem ALL hospitals MUST treat patients NO MATTER WHAT THEIR INCOME IS! If it is important to your family to get him the medical assistance/care he needs, then MONEY isn't the problem.





"God helps those who help themselves".


How does part ex-ing your car work with exisiting finance?

I have had my car for 15 months and still owe finance on it of £18000. I want to buy a different car, can I simply go into a showroom and part ex mine although I still owe on it . Whats the best way to do it? Can you part ex against approved used cars?


Do I sell the car, pay off the finance, start again?


or


Do I part ex my existing car, and let the finance company do the rest (can they do that?!)





Help a really confused guy who wants a new car but doesn't know how the hell to do it!

How does part ex-ing your car work with exisiting finance?
It depends on how much your new car costs. If it is as much or more in value to the outstanding debt then whoever you part ex with will pay off the existing finance and take out another finance agreement for the new car and the outstanding balance of the old one.


In other words you would be exchanging one credit agreement foe another and would probably end up paying more than you do now.


My advice would be to ring whoever you have your car finance with and ask them for a settlement figure. Then if you can afford it pay the debt off and start afresh.


In doing this your bargaining power with potential dealer will be greatly enhanced as dealer will be falling over themselves to offer you finance on a new car.


You will hold all the card and be in a great bargaining position so haggle hard and most importantly shop around for finance. Sometime you will find banks offer better finance deal than dealer can.


all the best Andrew D.
Reply:your quoting pounds but I'm assumign the system works the same here as in the UK. rule of thumb is if the value of teh car is greater than what you owe, then go ahead and nock yoruself out.





however if you owe more than it is worth then you are goign to end up financing for much more than jsut the value of yrou new car and this is a really bad idea. if this is the case keep yrou car and pay down on it until you no longer upside down on yoru loan.
Reply:Exactly what Briggs said. Don't get upside down on a vehicle. It will only cause you more headaches down the road. If you have the money to make up the difference then I'd go for it. But if you owe something like 5K more than it's worth I would shy away.
Reply:very easy





take the value the dealer offers for your car





subtract the £18000 finance settlement





the balance, whether positive or negative is the actual equity you have to put towards another car.





All 3 of the above answers are correct. If you have a negative equity, you really should hang on to the car a bit longer, or you will in effect pay interest on the previous loans interest. Interest on cars is usually loaded up front, less early settlement rebate ( now it gets tricky ) If you have too much negative equity, and do not want to put any more cash into the new agreement, you will have to keep the next car for a considerably longer time than you would like to

lilac

How do I contact Yahoo Finance to report a technical problem?

On Yahoo Finance, after requesting an historical price quote, the date displayed is one month later than the date requested. Is the historical price displayed the price for the actual date requested or for the date one month later? To get the correct historical price, should I instead enter the date one month earlier?

How do I contact Yahoo Finance to report a technical problem?
Hi,





For all of the information on historical quotes on Yahoo! Finance go here http://help.yahoo.com/help/ca/fin/quote/...


If you still need help, contact Customer Care here http://help.yahoo.com/fast/help/ca/help/...





Good Luck,


Steph


Yahoo! Answers Canada Team


y_answrs_steph@yahoo.ca
Reply:I am tired of the bullshit I am going to iraq and need to cotact my family. I tried ton put the amount that was credit back to my acct but that didn't work. yahoo need to cleanup it act because they take your money for no bussiness. I am sending this email to the better business people so they cancel yahoo for good.


What is a good book for a Finance student?

I'm going to be a freshman in college and am majoring in finance. What is a good finance book that you would reccomend. I'm thinking of picking up "When Genius Failed." Any thoughts?

What is a good book for a Finance student?
Corporate Finance; Ross, Westerfield and Jaffe; McGraw-Hill/Irwin; 7th edition.
Reply:Fundamentals of Corporate Finance by Brealey, Myers, %26amp; Marcus.





http://search.barnesandnoble.com/Fundame...





This was the textbook I used for my introductory finance class sophomore year at Cornell. It explains the concepts really well and provides step by step examples.





I found it to be pretty helpful. Not a lot of students in my class ended up using the book, which I think was a detriment to them since they found the class to be really hard. However, I read the book, which explained concepts better than the professor and ended up with an A in the class!





Hope this helps! Good luck!
Reply:freakanomics...a good read....the tipping point...harvard business review


Can you use car finance to purchase a private sale car?

i would like to purchase my first car using car finance and would like to know if this can be used to purchase a private sale car i.e from a friend or motor weekly etc or does the purchase have to be made from a dealer?

Can you use car finance to purchase a private sale car?
yes you can get it with private party car finance, It's a person to person car loan when you purchase your vehicle from a private party and not a dealer. This sort of financing has some of the same features as loans from a dealership purchase. However, there are of course some key differences.





Private Party Financing loan terms tend to be less than purchasing a new car from a dealer. A new car loan is typically offered for as long as seventy two months. On the other side, the maximum available loan term for private party car financing is usually forty eight months.





for your reference try http://www.moneytoride.com
Reply:Yes, you can get a used car loan from a bank, credit union, or online loan company on a car you buy from an individual, assuming you meet the qualifications for such a loan. Here's an article that has more details:





http://www.firstcarguide.com/finance/aut...





.
Reply:Managing your finances should never be a completely solo task. Why not take advantage of the hundreds of free financial consultancy websites? You can easily find reputable help from financial directories like http://cozyfinance.com/ and save yourself the hassle from learning it all yourself.
Reply:Yes and no. You can decide to purchase from either source. Private party sales are all "as-is" and with most dealers they will stand behind most of their sales most of the time.
Reply:Yes.





You can purchase from a private party.... but you will pay a higher APR. Make sure you tell them upfront that's what you plan to do.
Reply:Yes you can but the bank will only lend what the blue book says the car is worth! Even if it has modifications to make it worth more the bank will go by the blue book value!
Reply:Yes, absolutely


Will MBA or a certification course help me to get into Finance industry?

I am an advertising professional looking to diversify and give more meaning to career. Want to get into Finance Industry. So will MBA help me ? or should I get a Certification in Financial Planning? which one would be better?

Will MBA or a certification course help me to get into Finance industry?
MBA is the basis and certification course offers additional leverage in the profession !
Reply:Sally Tomato is right on! The CFP only really helps if you want to be a financial advisor, but in general the MBA is more marketable. Unfortunately most Financial Firms are a bit picky of where you're MBA came from, so if you decide to pursue it you should focus your efforts on the top Business Schools. The link below should help.





Good luck!
Reply:Well if you want to be a financial planner, then get that certification. For anything else, go for an MBA. Try to go to a top school because finance jobs are competitive.

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