When buying or leasing a car should I buy all those things that the finance guy is trying to sell me?

You know the situation. You finished 3 hours of negotiation with the sales guy and you go into sign papers with the finance guy. Now he trys to sell you extended warranty, fabric protection, paint coatings, alarms, tires protection, etc. You can easily spend $4000 or more. Is it a good deal to buy?

When buying or leasing a car should I buy all those things that the finance guy is trying to sell me?
ext warrenty mayb ... all that other crap waist of money .. he just tryin to get u to pay what he took off the price of the car to begin with ...





fabric protection u can get in a auto parts store ..


paint coating .. use wax and polish ..


alarms .. your choice , most new vehicles come with an engine immobilizer in the key ...


tire protection .. thats up to you ...
Reply:We took the tire protection..that way we don't have to pay to replace the tires...and the over the limit waiver...because there's no way we'd have been under the lease milage limit,,,lol





Everything else was covered by my auto insurance....
Reply:Only if you want them. Never buy something because "it's a good deal." But generally, they're not. Want fabric protection? Buy a can of Scotchguard. Paint coating? It's just turtle wax.
Reply:no they are rip offs, disability ins is the only extra worth having
Reply:No, the F%26amp;I guy is selling the items, that's their job to get you to purchase all this unneeded crap. Just keep saying no, the F%26amp;I person won't get commision from you, and that's just fine.
Reply:To make an intelligent decision, I would listen to the guy, and see if any of it makes sense-if it does, buy it, if not pass!
Reply:The question you need to ask yourself is, "Do I really need these things?" More often than not the answer is no. Even if you change your mind later on, you can find all of those things at a cheaper price in the aftermarket, and it won't raise you monthly payment. One thing I would give some consideration to is the extended warranty. If you plan on leasing, I wouldn't worry about it. If you buy the car, an extended warranty might be a good idea, providing it covered the same things that your factory warranty covers; and that it won't raise your monthly payment that much.





I guess it all comes down to personal choice.
Reply:It is called up selling. Most of what they try to sell you is 80-90% proffit for the dealer. The only thing I would consider is an extended factory warranty. Also FYI, the Finance guy is one of the highest paid people working in the dealership.