Is there a good , (possibly free way) to learn how to do all my finance things?

Stocks or Bonds, Applying for credit cards for the first time, Finding out how to best handle my money.


I'm out of college and I never found out about real world finance. PLEASE HELP ME GROW UP!

Is there a good , (possibly free way) to learn how to do all my finance things?
1. Open up a checking account. You'll need this for basic money management, like paying bills, etc.





2. Credit cards - be careful with these, you can get in over your head fast. Pay them off 100% every month - if you do that you won't have to pay interest on them, which is typically very high (up to 20%). The bank that gave you a checking acct. can get you a credit card too. Or, just wait and your mailbox will get flooded with offers. Choose the one with no annual fee and the lowest interest rate.





3. For stocks and bonds you need to do some research. A good book will help. I'd recommend Peter Lynch's "Beating the Street"





4. Got a good job? Thinking about buying a house? The housing market is currently in a slump, meaning there are great deals out there right now. The kind of deals you might not see for another 20years. But this might only last another year or two. Save like crazy and you can get a house while the market is favorable.
Reply:yes: a free class taught by your successful loved-one and elder.





ask them to give you some basic ideas of how to do these things and they can probably answer all of your questions!
Reply:I'll give you the same advise a wise old dude gave me years ago. Go to your bank and introduce yourself to the manager. Sit down and talk with them. Every time you go to your bank, make it a point to at least say hello to the manager. You will get more good financial advise from them, it won't cost you a dime, and when you need to set yourself up for a loan that might be on the iffy side of the bank OKing, you will almost always get the benefit of the doubt if the person making the loan actually knows you. That advise got me a house loan when I couldn't show on paper that I could afford it. The manager has also set me up with some good investments over the years. It doesn't take much of your time, costs nothing, and it works. All in all, not a bad deal. Good luck to you, Grad.
Reply:Software works well.
Reply:first depends how much money you have than can decide the investment or expenditure fields !!