I took a car out on finance in feb 2007 along with the relevant protection cover. In april 2008 i was dismissed without notice, and since then the finance company have refused acknowledge my payment protection cover and have started legal proceeding!
Why is my car finance company not acknowledging my payment protection policy?
The protection policy is between you and the policy provider. It's up to you to claim on that policy. Got nothing to do with the (car) finance company.
Reply:The cover is often provided by a separate company, not the people you took out the finance with. You should have had a separate policy with the cover details.
have a look on www.churchwoodfinancial.co.uk
These will tell you what you can do about it.
Reply:That is because they are robbing b*****ds and don't want to pay out. You should try and sue them for misselling you a policy.
Reply:Do you have any documents about your protection?
Friday, November 6, 2009
I am a science student and want to start my college in USA. which give me better life finance or Engineering?
I am really confused about my career, I like finance and engineering both. I want to know that which one Finance(chartered accountant/financial analyst) or Engineering(computer/electrical) is more demandadle and highly salaried job in the USA.and which will make me richer fast. It helps me to choose subject int my college.
I am a science student and want to start my college in USA. which give me better life finance or Engineering?
To summarize, you will get the maximum benefits and get the highest paid if you are effecient and effective, in either branches finance of engineering.
The idea is, what is the branch you could "master" . If you master your work, this guarantees you to get the highest paid.
Bill Gates is not a genuis, but he likes his work. If you choose a branch you prefer, and willing to master, then you made it.
Good luck
Reply:Getting rich fast = distaster
Stay with what YOU LIKE and you will be better off. Remember that you will be working for the next 40 years....yes 40....so pick something you enjoy doing
You can make plenty of money at either. You will be more likely to get a job and make more right off in engineering but finance has a better long term earning potential. Problem with finance is that it does not take that much brain power so lots of people can do it and the field is crowded. Engineering is more demanding and so far fewer of them are around and its easier to get work and not fight everyone else
Reply:There are a few scientists %26amp; engineers that made money: a few entrepreneurial ones.
If money is what you want: go do something close to the money stream. The people you are indispensible to the world of money have the ability to take large cuts. Engineers %26amp; scientists are hidden in the back room at such times.
Go into business.
If you are planning on doing something for a salary, then you are not serious about making money.
If you want to take risks %26amp; retire before 30, then sit on the beach in the islands, take yourself seriously %26amp; plan for that.
If, like some lads %26amp; lasses, you get a real kick out of "doing good science" according to the good old scientific method, plan for a salary that may be adequate.
If you get that kick from creating devices %26amp; seeing every third guy on the planet have one, then go engineer %26amp; again plan for a salary.
I know some engineers with BMWs, but the only guys I know with porsches became business men %26amp; entrepreneurs.
If you like technical %26amp; want more money, I'd guess computer science might also be on your list?
I am a science student and want to start my college in USA. which give me better life finance or Engineering?
To summarize, you will get the maximum benefits and get the highest paid if you are effecient and effective, in either branches finance of engineering.
The idea is, what is the branch you could "master" . If you master your work, this guarantees you to get the highest paid.
Bill Gates is not a genuis, but he likes his work. If you choose a branch you prefer, and willing to master, then you made it.
Good luck
Reply:Getting rich fast = distaster
Stay with what YOU LIKE and you will be better off. Remember that you will be working for the next 40 years....yes 40....so pick something you enjoy doing
You can make plenty of money at either. You will be more likely to get a job and make more right off in engineering but finance has a better long term earning potential. Problem with finance is that it does not take that much brain power so lots of people can do it and the field is crowded. Engineering is more demanding and so far fewer of them are around and its easier to get work and not fight everyone else
Reply:There are a few scientists %26amp; engineers that made money: a few entrepreneurial ones.
If money is what you want: go do something close to the money stream. The people you are indispensible to the world of money have the ability to take large cuts. Engineers %26amp; scientists are hidden in the back room at such times.
Go into business.
If you are planning on doing something for a salary, then you are not serious about making money.
If you want to take risks %26amp; retire before 30, then sit on the beach in the islands, take yourself seriously %26amp; plan for that.
If, like some lads %26amp; lasses, you get a real kick out of "doing good science" according to the good old scientific method, plan for a salary that may be adequate.
If you get that kick from creating devices %26amp; seeing every third guy on the planet have one, then go engineer %26amp; again plan for a salary.
I know some engineers with BMWs, but the only guys I know with porsches became business men %26amp; entrepreneurs.
If you like technical %26amp; want more money, I'd guess computer science might also be on your list?
Will I have a greater earning potential in finance or marketing?
I'm trying to decide if I should pursue a career in marketing or finance.
What are the ups and downs to these and which one will pay more?
Will I have a greater earning potential in finance or marketing?
If you're basing a career choice on that, you won't do well at either one. Obviously finance is far more lucrative.
What are the ups and downs to these and which one will pay more?
Will I have a greater earning potential in finance or marketing?
If you're basing a career choice on that, you won't do well at either one. Obviously finance is far more lucrative.
What's the most common software in a finance career?
What would be the most common software in a finance career?
What about a career in accounting?
What's the most common software in a finance career?
idk
idk
idk
tanning
What about a career in accounting?
What's the most common software in a finance career?
idk
idk
idk
tanning
I want to make my house a rental property but just wondering should I re-finance first and then get rental?
I talked to a morgage company and the guy suggested that I should just re-finance and then make it rental property, he said I don't have to declare that it's a rental property. Also, I won't be eligible for FHA and sorta individual loans.
Just wondering if someone knows if this legal or not?
I want to make my house a rental property but just wondering should I re-finance first and then get rental?
It is legal but if the bank asks you if it is for your residence you cannot lie. That would be the only thing that would make it illegal. As for the refi why do that. The faster you pay that house off the more you can make on rental. The morgage company will always say yes as they are making money if you do this. I have 4 rentals and try to pay them off as fast as possible. Think of what can happen if you cant rent it out and now you have to make the payment yourself.
Reply:Do you have another property as your main residence or are you looking to buy. If you refi this property and you dont have another property yet, the best a lender will give you on your new primary is a second home, but it can not be anywhere close to where your original property that you intend to turn rental is located. If you already have another spot or you're going to move in with someone else then refi it and rent it out. better to refi as primary then income property because you'll get better rates and you can still do FHA as primary vs income property you can not do FHA. In situations like these there are ways to get tangled up so you have to be careful. Hope I helped.
"Email me at jdawson@gracefunding.org maybe I can help!"
Reply:You will have to refi while you reside in the house. Otherwise you have to get a commercial loan which requires 30% down (or at least 30% equity in the property).
After the re-fi goes through, you had best wait a bit before turning it into a rental, say 4 to 6 months, because you will have to change your homeowner's insurance, etc. and they could report that to the bank/mortgage holder. After you have lived in a house for a while and have a good payment record, the bank will likely neither know nor care that you converted it to a rental property.
Most owners of residential income property start by "outgrowing" their first home and instead of selling it to buy a bigger home, they rent it out and buy a second house to live in. As long as you manage your rental property well and keep good tenants, the rental income pays the mortgage, taxes and other expenses and eventually you develop a nice cash flow.
Just wondering if someone knows if this legal or not?
I want to make my house a rental property but just wondering should I re-finance first and then get rental?
It is legal but if the bank asks you if it is for your residence you cannot lie. That would be the only thing that would make it illegal. As for the refi why do that. The faster you pay that house off the more you can make on rental. The morgage company will always say yes as they are making money if you do this. I have 4 rentals and try to pay them off as fast as possible. Think of what can happen if you cant rent it out and now you have to make the payment yourself.
Reply:Do you have another property as your main residence or are you looking to buy. If you refi this property and you dont have another property yet, the best a lender will give you on your new primary is a second home, but it can not be anywhere close to where your original property that you intend to turn rental is located. If you already have another spot or you're going to move in with someone else then refi it and rent it out. better to refi as primary then income property because you'll get better rates and you can still do FHA as primary vs income property you can not do FHA. In situations like these there are ways to get tangled up so you have to be careful. Hope I helped.
"Email me at jdawson@gracefunding.org maybe I can help!"
Reply:You will have to refi while you reside in the house. Otherwise you have to get a commercial loan which requires 30% down (or at least 30% equity in the property).
After the re-fi goes through, you had best wait a bit before turning it into a rental, say 4 to 6 months, because you will have to change your homeowner's insurance, etc. and they could report that to the bank/mortgage holder. After you have lived in a house for a while and have a good payment record, the bank will likely neither know nor care that you converted it to a rental property.
Most owners of residential income property start by "outgrowing" their first home and instead of selling it to buy a bigger home, they rent it out and buy a second house to live in. As long as you manage your rental property well and keep good tenants, the rental income pays the mortgage, taxes and other expenses and eventually you develop a nice cash flow.
What's a good employment agency for a finance major in New York City?
I recently graduated from Baruch and am currently trying to land an F/T job in the city but I’m not sure which agency specializes in finance or even which agency is reliable. Thanks.
What's a good employment agency for a finance major in New York City?
Can anybody from your college steer you? Don't they have a placement service at Baruch? Do you have any friends in industry in NYC who could find out what agencies their human resource department relies upon?
Reply:TRY TO WORK WITH THE DON OR DT I CALL HIM
EVEN AS AN INTERN WORKING WITH HIS NAME ON YOUR FILE WILL HELP YOU OUT
What's a good employment agency for a finance major in New York City?
Can anybody from your college steer you? Don't they have a placement service at Baruch? Do you have any friends in industry in NYC who could find out what agencies their human resource department relies upon?
Reply:TRY TO WORK WITH THE DON OR DT I CALL HIM
EVEN AS AN INTERN WORKING WITH HIS NAME ON YOUR FILE WILL HELP YOU OUT
Saturday, October 24, 2009
Can anyone tell me more about restaurant finance management?
I would like to know more about how to manage the finance, cash flow and other management issues for a restaurant.
Can anyone tell me more about restaurant finance management?
Financial management of restaurants varies depending on the type or restaurant. A fast food restaurant will have different targeted goals than a full service restaurant.
If you are looking for targeted numbers for your variable costs such as labor cost, food cost, liquor cost, beer cost, and wine costs you can use a the industry averages of 30%, 31%, 22%, 28%, 35% respectively.
If you are looking for a more extensive look at restaurant financials I would suggest checking out the site http://www.foodandbeverageunderground.co... where you can get all the food and beverage knowledge to run a restaurant for free.
Good luck and cheers!
Can anyone tell me more about restaurant finance management?
Financial management of restaurants varies depending on the type or restaurant. A fast food restaurant will have different targeted goals than a full service restaurant.
If you are looking for targeted numbers for your variable costs such as labor cost, food cost, liquor cost, beer cost, and wine costs you can use a the industry averages of 30%, 31%, 22%, 28%, 35% respectively.
If you are looking for a more extensive look at restaurant financials I would suggest checking out the site http://www.foodandbeverageunderground.co... where you can get all the food and beverage knowledge to run a restaurant for free.
Good luck and cheers!
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